While reading about credit bubbles...

I was reading this

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Let me suggest three factors that can contribute to overheating. The first is financial innovation. While financial innovation has provided important benefits to society, the institutions perspective warns of a dark side, which is that innovation can create new ways for agents to write puts that are not captured by existing rules. For this reason, policymakers should be on alert any time there is rapid growth in a new product that is not yet fully understood... The second closely related factor on my list is changes in regulation. New regulation will tend to spur further innovation, as market participants attempt to minimize the private costs created by new rules. And it may also open up new loopholes, some of which may be exploited by variants on already existing instruments. The third factor that can lead to overheating is a change in the economic environment that alters the ris

is it a used chicken? i don't want to brake, umm, brake in, another one.

Of course it is a used chicken! I don't have money for a new one.