I have played Simcountry for five years, my husband two years prior to that, and we have ALWAYS paid to play. Yes, everyone would ideally like to play and not pay anything, but I view this game like any other form of entertainment. When you go to the movies, you pay and heavily for refreshments! :P When you go to a play, you pay; to a concert, you pay; to a restaurant, you pay; to an amusement park, you pay.
There is a free option in this game for those to have a taste of the game and not pay. There is a paid option for those who want more. It's all a matter of perspective.