Simcountry is a multiplayer Internet game in which you are the president, commander in chief, and industrial leader. You have to make the tough decisions about cutting or raising taxes, how to allocate the federal budget, what kind of infrastructure you want, etc..
  Enter the Game

Are There Benefits to Lending Money? (Kebir Blue)

Topics: Help: Are There Benefits to Lending Money? (Kebir Blue)

Scott Hifeng (Kebir Blue)

Wednesday, November 19, 2008 - 01:51 am Click here to edit this post
I've got a trillion sitting around that I don't need in the foreseeable future. Is lending it out a good way to put that money to work? I know the interest isn't much, but a little income seems better than nothing, especially if lending increases my financial index/ranking (can't find documentation on that point).

Two related questions:

1.)Is there an optimal amount when offering loans? For example, I note that corporations are auto-supplied in increments of 20B, so is that how I should offer them or can I offer one lump sum that will be distributed among borrowers? (Or, good lord, are there players out there borrowing larger amounts? ;-)

2.) Is there an optimal time period to offer, other than laddering them for possible future cash needs?

All of this assumes that the World Bank still guarantees all loans. (The most recent discussions about this are pretty old.)

Many thanks!

Anthony King (Little Upsilon)

Wednesday, November 19, 2008 - 06:06 am Click here to edit this post
No you will need the money just incase of war,because you'r in KB Country.You must have some money aside just incase if you need it for you'r stock or something.

coolwind (Golden Rainbow)

Wednesday, November 19, 2008 - 12:37 pm Click here to edit this post
just lend it out if you need to keep below the 20T threshold, or build infrastructure with it to increase your index levels.

lending does take a wee while. I have had 6T on offer for the last game year!!

Scott Hifeng

Wednesday, November 19, 2008 - 03:46 pm Click here to edit this post
I wasn't clear, the trillion is above and beyond my operating and growth needs.

coolwind, it would seem that the size of the loan offered does matter, because I put out 5 x $20B and they were snapped up right away. Perhaps you could try packaging your trillion in smaller offerings.

Thanks for the responses.

coolwind (Golden Rainbow)

Wednesday, November 19, 2008 - 06:39 pm Click here to edit this post
I'll try that Scott.

All the best

quaxocal

Thursday, November 20, 2008 - 04:26 am Click here to edit this post
The amount offered doesn't matter, whatever is needed is borrowed.

Try putting out loans for different time increments, that seems to help me.

12, 24, 36, 48, 60, 72, 96, and 120 seem to work best (in months).


Add a Message