Hard time with finances (Kebir Blue)

I've been having major troubles with my finances since I started the game a few months ago. I've canceled my countries at least three times in an attempt to learn finances. I usually end with a profit of about 10B a month and over 300B in loans. Formerly, I almost automatically started spending tons of money and going straight to war. Now, I've only spent a few billion on weapons, and while my money is still fine, the assets and profit have been steadily dropping. The profit I'm pretty sure is because of the beginners income being steadily dropped, but I don't know why the assets are dropping. I recently purchased 1,000 miles of roads and 2,000 miles of train tracks. I have 15 corporations, all of them state. The yearly social security payments are $12,390. The tax is 5%, and the profit sharing is 80%. There are four things I want to know: Why are my assets dropping? Am I right about why the profit is dropping? How can I get my assets u

It always helps to include your country name.
Auto systems are often a problem. Goto beginners forum and look up 'church of simcountry'. Military assets on the field do not count to total assets.
Assets are probably dropping due to military spending and corporate value loss. Beginners boost is all or nothing so that should not create a steady decline. Lst two questions can be answered by visiting the above thread.

The name of the country is the New Republic of Wisconsin.

It will take a few game months for the new settings to fulling take affect, your corporate value will start to increase unless the the shortage of professionals continues. Education is needed to support a modern economey. Simchurch recomends an index of 180-200. Ignore it and your work force will end up lop sided, no matter how much population you buy. Considder closing a corporation that is losing money, until you can work out your worker shortage.
Unemployment index is not as important as corporate hiring at this point.

The profit is looking like it's starting to go up. Just gonna wait and see about the assets. Thanks Synicus!

one other thing i saw was that your corporations have no products left. you may need to adjust your trade strategies to make sure your corporations have some left. it will increase your profit by quite a bit.

But doesn't selling all the product bring in more money? What do I do with what's left?

Selling products does bring in the money, the idea is not to hoard production but to sell at higher prices, thus moving the product at a slower pace but for more cash.
I think simchurch recomends to follow quality at 30% over market price reduced by 10% for each month.

I already have the 30% over market reduced by 10% a month. I'm doing what CSC recommends word for word.

You could try an aggressive strategy like 60/20.

The church manual isnt the only way to do things. Products that are normally in demand, red, can do well at 60 over, mucho profit, and if it doesnt sell one month it will still be at 40 over the second month. Of course, if the product isnt in demand it could be on the market for too long and hurt the corps balance.

When you check products left/sold etc do it mid-month or the numbers can mislead you when the server hasnt updated.

Mine are at 80 % over quality and 5 percent drop and I always sell all products. i'm thinking about doing 100 over with 10 % drop per month.

I know I make a profit but my enterprise keeps putting money back into the enterprise
My country's are profitable but I still get loans
I guess for now I'll have to use a few gold coins at the of the month. I should have 20 gold coins

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Heresy.