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Suggestions for New Auto-Loan feature (White Giant)

Topics: Suggestions: Suggestions for New Auto-Loan feature (White Giant)

chrysostom (White Giant)

Monday, March 9, 2009 - 10:35 pm Click here to edit this post
just like auto-ordering, please allow countries and Enterprises to auto-offer loans when their cash minus existing loan offers equals a set amount.

It would be nice to also allow countries and enterprises to automatially offer game money for sale in exchange for coins when cash equal an amount pre-set by the player.

Finally, if both options are added, they need to be combined. Thus, it would look kinda like this:

(Y/N) Auto-offer loans
***[if yes] offer XX loan if cash is over XX
***[if yes] offer loans upto loan total of XX

(Y/N) If loan total above max, auto bid for goal coins
***[if yes] Max bid per coin XX


Thus, the system would first offer out loans equal to the amount that a player wants, and then autobid on coins upto the price-per-coin that the person is willing to pay.

Jack Frost (Little Upsilon)

Tuesday, March 10, 2009 - 12:25 am Click here to edit this post
See now that will get shot down as it will allow members to outsmart the currently existing finance fees with little to no work. The way I see it is if you wanna put out loans do the work yourself. Sorry just my opinion.

With Regards,

Pathetic Sheep (White Giant)

Tuesday, March 10, 2009 - 12:15 pm Click here to edit this post
Your problem could be avoided by including loans in the amount subjected to finance fees. :)


Tuesday, March 10, 2009 - 03:02 pm Click here to edit this post
And to level the field, we could remove GCs gained with Game Levels and the game cash given to new players with retroactive effects. :)

chrysostom (White Giant)

Tuesday, March 10, 2009 - 04:34 pm Click here to edit this post
I am fine with making finance fees applicable to loaned money at a higher limit. So, for example, loaned money + country money over 100t would bring finance fees.

Thus a player could loan out 80t, keep 20t, and avoid the fees. If 80t is too much, make it 30t or whatever.

However, there is no reason to make players spend time doing loans when it can be automated.

Jack Frost

Tuesday, March 10, 2009 - 05:20 pm Click here to edit this post
The whole point of gaining money from loans is that you have to take the time to put them out and quite frankly it only takes a few minutes to put out several Trillion in loans then just wait until countries and corps gobble them up.

WIth Regards,

shaun (Little Upsilon)

Wednesday, March 11, 2009 - 08:46 am Click here to edit this post
i have always operated under the assumption that financial fees were deterrents used to even the playing field so that people who have been playing for a year or more who were able to make loads of cash in a environment were profits were easier to come by and profits were larger (as the game masters are reducing the costs of everything and thus the increasing the value of money) are no longer able to safely stand idly by and let those huge cash stockpiles earn them obscene amounts of interest and continue to get even richer without additional effort or work (defined as spending loads of real life time messing around with stuff).

and for that i would give as example probably the most successful player in the game laguna who had at one time or maybe he still does quadrillions of game cash of which i have a hard time wrapping my mind around capable of earning him hundreds of billions in game cash interest per game month equivalent to what i would have to have built a huge eco slave or 2 to achieve. something that us newer players would never catch up to if not for the game masters stealing his money.

but then again they are offering the gc to exchange game money for so im not 100% sure this is what they were thinking and they have im sure other agendas in mind like not letting the value of money increasing make the uber rich even richer or something.

i personaly just do not ever let my cash get over 10T in a country which is not hard because i am poor and it never happens anyway rofl. wat would laguna do with thousands of gc anyway if he did convert? probably just cash out no?

Jack Frost

Wednesday, March 11, 2009 - 08:58 am Click here to edit this post
If I recall correctly we have a semi active player who at one point had around 20K GC and still has more than 15K... Beside I myself am sitting on a very nice size stack of coins that I lost quite a bit of money from buying.

Take that as a lesson Kiddies! Don't be a good sim citizen and lose trillions by investing in GC

With Regards,

CraftyCockney (Kebir Blue)

Wednesday, March 11, 2009 - 10:47 am Click here to edit this post
Lend us a Lady Godiva Jack...

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