Maestro, you're reading my mind. I've long thought that there should be both apartments and houses. That gives us some interesting choices.
Right now, our population seems homeless. It's strange that countries have furniture, home equipment, and household products but not actual homes.
Before adding population, we should be required to buy apartments or houses for them. A real estate market would create other possibilities for a mortgage market and rental market.
The bottom of every country finance page has statistics for "Housing Investments." That shows that the automation already has some kind of secret real estate market. Let's get it out of the closet.